Craig Mills is chair of the firm’s Banking & Finance practice group. He is an experienced business lawyer with a practice that spans most aspects of debt and equity finance as well as general business transactions and counseling. Craig is also a practical, goal-oriented attorney with a consistently high energy level.
What do you focus on?
My practice focuses on financial institutions, including banks, mutual fund companies and other providers of capital, in a wide range of domestic and international secured and unsecured commercial loan transactions and structured finance matters. I have extensive experience representing clients in complex, multibank syndicated credit transactions, subordinated debt facilities, mezzanine finance transactions, securitization transactions, intercreditor agreements, workouts, restructurings and other related matters. I also represent banks and leasing companies when they buy, sell, lease, finance and remarket all types of equipment, including aircraft, vessels, railcars and other large-ticket equipment.
I maintain a substantial practice representing banks and mutual fund companies that invest in syndicated credit facilities and am fortunate to be regarded as an authority on the issues affecting such investors.
Corporate clients of the firm regularly turn to me when negotiating credit facilities with banks and other financial institutions.
I also represent many emerging growth and middle market, generally privately held companies, serving in the role of outside general counsel to these companies and as a trusted business advisor to management. In that role, I advise senior management on important legal and business issues they face and coordinate other firm attorneys, including litigators, labor lawyers and tax lawyers when necessary, or directly represent these clients in debt and equity financings, joint ventures, strategic alliances, mergers, acquisitions and dispositions and their other requirements.
What do you see on the horizon?
While there is always “event risk” in the market, interest rates should remain at historically low levels and the credit markets should continue to strengthen over the near to intermediate term, benefitting both investment grade and near investment grade issuers but also, more and more, middle to lower middle market companies.