Craig Mills is chair of the firm’s Banking & Finance practice group. He is an experienced business lawyer with a practice that spans most aspects of debt and equity finance as well as general business transactions and counseling. Craig is also a practical, goal-oriented attorney with a consistently high energy level.
What do you focus on?
My practice focuses on representing financial institutions, including banks, mutual fund companies and other providers of capital, in a wide range of domestic and international secured and unsecured commercial loan transactions and structured finance matters. I have extensive experience representing clients in complex, multibank syndicated credit transactions, subordinated debt facilities, mezzanine finance transactions, securitization transactions, inter-creditor agreements, workouts, restructurings and other related matters. I maintain a substantial practice representing banks and mutual fund companies that invest in syndicated credit facilities and am regarded as an authority on the issues affecting such investors. In addition to representing financial institutions, I have extensive experience representing borrowers and issuers when they are entering into loan and credit arrangements with financial institutions, issuing bonds and notes and entering into commercial paper facilities.
I also represent banks and leasing companies when they buy, sell, lease, finance and remarket all types of equipment, including private and commercial aircraft, vessels, railcars and other large-ticket equipment. I have extensive experience representing lessees and other users of equipment. I regularly work on distressed asset situations and work closely with our bankruptcy and insolvency lawyers as well as our litigators when necessary to achieve our clients’ objectives.
General Business Counseling
I represent numerous emerging growth and middle market, generally privately held companies, serving in the role of outside general counsel to these companies and as a trusted business advisor to management. In that role, I advise senior management on important legal and business issues they face and, in addition to representing them on their financing needs, coordinate other firm attorneys, including litigators, labor lawyers, real estate lawyers and tax lawyers when necessary.
What do you see on the horizon?
While there is always “event risk” in the market and there is significant uncertainty with the new administration, business activity should remain brisk and there should be significant liquidity in the market, particularly for strong middle and upper middle market companies. Interest rates will likely trend upward but this should not restrain growth.